Merchant Security
Malware and Payment Card Theft: How Businesses Can Reduce Risk
Malware can turn an ordinary business computer, point-of-sale system, administrator account, web server, or employee workstation into a route tow...
Carding Pioneers Editorial Team
Independent fraud-awareness editors.
Card Fraud Prevention
Data Breaches and Stolen Credit Cards: What Consumers Should Know
A data breach can expose credit card information even when the physical card never leaves your wallet. Criminals may compromise a merchant, payme...
E-Commerce Security
Magecart Attacks Explained: How Online Checkout Pages Get Compromised
Magecart is a widely used cybersecurity term for web-skimming campaigns in which attackers compromise e-commerce websites or related components s...
E-Commerce Security
What Is Digital Skimming or E-Skimming?
Digital skimming, also called e-skimming, web skimming, or online card skimming, is the theft of payment-card or personal information from an e-c...
Card Fraud Prevention
ATM Skimming Explained: Warning Signs and Prevention
ATM skimming is a form of payment-card theft in which criminals tamper with an automated teller machine or its surrounding card-reading environme...
Card Fraud Prevention
What Is Credit Card Skimming?
Credit card skimming is the unauthorized capture of payment-card information from a card or payment terminal. Criminals typically target card rea...
Phishing
Credit Card Phishing Scams: How They Work and How to Spot Them
Credit card phishing scams use deception rather than technical payment processing to obtain sensitive financial information. A criminal pretends...
Card Fraud Prevention
How Credit Card Details Get Stolen: The Most Common Methods
Credit card details can be stolen in several very different ways. Some attacks target individual consumers with phishing messages or fake website...
Payment Security
What Is Strong Customer Authentication (SCA)?
Strong Customer Authentication, commonly shortened to SCA, is a European payment-security requirement designed to reduce fraud by requiring stron...
Merchant Security
Non-VBV Cards Explained: Payment Security Gaps and Merchant Defenses
“Non-VBV” is an informal legacy term that originated around Verified by Visa, Visa’s former branding for its 3-D Secure authentication program. I...
Payment Security
What Does VBV Mean? Visa Secure and 3D Secure Explained
VBV stands for Verified by Visa, the former name of Visa's online cardholder-authentication program based on the 3-D Secure standard. Visa later...
Payment Security
3D Secure 1 vs 3D Secure 2: What Changed?
3-D Secure has changed dramatically since the first generation of the protocol appeared in online checkout. What many shoppers remember as a sepa...